How to lower your car insurance premiums
Car insurance costs are continually on the rise. Whether it’s premiums increasing as a result of
costlier repairs and replacements, or simply because insurers have to make a profit. The good
news is that there are many ways you can save money on your car insurance if you know what
to look out for.
Comparison Websites:
Comparison websites can be a good starting point for finding the best car insurance for your
circumstances. But if you want to know what’s available specifically for you, it’s worth getting an
online quote from an insurer directly before comparing.
Choose the right car:
As a general rule of thumb, smaller cars in low group numbers are cheaper to insure. This is
mainly because they cost less to repair or replace. So, if you’re in the process of buying a new
car and weighing up ongoing costs, it’s a good idea to check the insurance group as it could
help you save significant amounts of money.
NCB Discount:
Car insurance companies offer huge discounts on your premium if you have a good no claims
record. You can build up your discount by covering as many driving miles as possible each year
without making a claim. The more years of no claims you have, the bigger the discount. You
could save hundreds of pounds by protecting your NCB.
If you need advice on any of the issues mentioned above please get in touch with our team who will be more than happy to help. Our contact form can be found HERE.